Bumble bees (Bombus spp.) are easier to live with than yellowjackets. They are less aggressive. Do not disturb their nests and they will likely not sting you.
Some bumble bees and other bees nest in the ground as shown in the photo (see above). Often these nests will be underneath a storage shed or a crack in a foundation. If needed, seal the crack in the fall after the nest collapses. A few species of bumble bees nest above ground as shown in the photo of the bird nest.